Richard J. Pelletier, JD
Estate Planner

Richard Pelletier and his Staff are professionals who work with pre & post retirees and their families to protect their financial assets and standard of living. We educate pre & post retirees about their retirement options and then assist them to implement the proper solutions. When appropriate, we use long-term care insurance, annuities, and/or life insurance to implement some strategies.

Asset Preservation Planning--saving and accumulating assets through prudent savings and investing does little good if your funds are severely depleted late in life or shortly after your death. We focus on Asset Preservation Planning, in all of its three components:

    1) PROBATE AVOIDANCE PLANNING organizes all your assets so that family assets are transferred to heirs quickly, privately, with little or no post mortem fees.

    2) ADVANCE PLANNING prepares various approaches to respond to future adverse medical/financial developments. It also coordinates the execution of these strategies with your lawyer, CPA and family IF and when these situations do occur.

    3) CRISIS MANAGEMENT is an emergency response to an adverse medical and or financial crisis. Working with your Lawyer, CPA and Family, we can coordinate the response to the crisis with the primary goal of preserving the life and lifestyles of an elder client(s) while preserving his/her assets for the client, his/her spouse, and their heirs.

Richard Pelletier educates pre & post retirees about their financial and long term care alternatives and then assists them to implement the proper solutions. The firm holds seminars throughout the western counties of Massachusetts.

Mr. Pelletier is available to employers, corporations and organizations wishing to sponsor seminars and speaking engagements on retirement issues. Please contact him at:
413-747-5500, or 800-552-5449.

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