Your source for I.R.A.- 401k Planning Richard J. Pelletier, JD Estate Planner   About Richard J. Pelletier, JD Richard J. Pelletier has helped pre & post retirees and their heirs for over 20 years. He has advised thousands on how to protect their family assets, their retirement income, and avoid the common mistakes made by most retirees. In addition to his two published/co-authored books, "Tax Strategies for the Highly Compensated" (a professional continuing education textbook for CPA's), and "Advising Elders In Crisis" (a Massachusetts Continuing Legal Education publication), he also is a distributor of free monthly newsletters and helpful planning related phamphlets. He has also written articles on retirement financial planning. Richard uses long-term care insurance, annuities, and/or life insurance to implement some strategies. Mr. Pelletier holds a Juris Doctorate (Law Degree) and a Bachelor of Science in Business Administration. He was the administrator of a 200 bed nursing home while attending Law School. He was also in the Group Medicare Department of Aetna/USHealthcare where he worked with retired employees of large corporate clients such as AT&T, NYNEX, and MUNICIPAL retirees throughout the state of Massachusetts. He has been a member of the Massachusetts Chapter of the National Academy of Elder Law Attorneys for many years. As a former member of the adjunct Faculty of the University of Massachusetts in Amherst, and at Western New England College, he lectured in Law and Economics. Richard has also lectured at numerous senior centers and Councils for the Aging. He has been a speaker at forums for Elder Law Week, a series of seminars co-sponsored by the Massachusetts Bar Association and The National Academy of Elder Law Attorneys. He has appeared on "Law Talk" for Comcast's Television Program as a featured speaker on elder issues, and on WWLP's "22 SHOWCASE" in a series of interviews. Mr. Pelletier uses his experience to help retirees protect and grow their qualified retirement accounts and IRA's. His focus is protecting family assets by the planned avoidance of the Probate Court system and from the financially devastating effects of financing long-term care; especially where Long Term Care Insurance is NOT available due to cost and/or medical underwriting challenges. Back to main Page